Get debt-free sooner and immediately increase monthly cash-flow by consolidating all your debts into one low interest rate.

If you have balances on credit card bills or school/automotive loans with high interest rates, there are better ways to manage your debt and reduce your monthly payments, eventually getting rid of these loans altogether.

High-interest rate debt can make it hard to manage your finances. However, if you’re a homeowner you can take advantage of the equity in your home to pay down your debts. Debt consolidation is financing that combines two or more loans into one. You’re essentially combining multiple debts into a single, larger debt that usually includes a lower interest rate.


The amount of interest paid on a $50,000 debt at 2.50% is a lot less than at 5.99%. For instance, let’s say you have a car that is being financed at $387/month with the remaining amount outstanding being $20,000 at 5.99% interest. At the same time, you pay $566/month on your line of credit with an outstanding balance of $30,000 at 4.99% interest. Your mortgage payment is $1,381/month with $350,000 outstanding at a fixed rate of 2.50%. If you were to refinance, you would essentially raise your mortgage amount from $350,000 to $400,000 and eliminate all your other debts. This would increase your mortgage payment from $1,381 to $1,578/month with the difference being only $197/month more; much less than the combined $953/month for both (the car finance and line of credit). With a savings of over $700/month, it’s a no-brainer how debt consolidation can help you improve your cash flow and simplify your payments.


  • Pay off your debts faster
  • Improve your cash flow
  • Lower interest rates
  • Lower monthly payments
  • Eliminate high-interest rate debt
  • Borrow with a lower interest rate
  • Simplify your payments
  • Improve your credit score