OUR CAPABILITIES:

At Ellicott Financial, we’ve partnered with Canada’s largest banks, including a wide variety of other lenders like credit unions, trust companies, independent mortgage financing companies, monoline lenders, and even private funders, to not only ensure you receive the most competitive rates available but also obtain successful approval. We have what it takes to make a difference on your next mortgage transaction.

ALL TYPES OF MORTGAGES:

• New Home Purchases
• Mortgages for Self-Employed
• Refinances/Equity Takeout
• Renewals/Transfers
• Debt Consolidations
• Equity Lines of Credit
• 1st/2nd/3rd Mortgages
• Alternative/Private Mortgages
• Reverse Mortgages

SELF-EMPLOYED MORTGAGES:

• Fixed and Adjustable Terms
• Minimum 500 Credit Score
• Stated Income Programs
• Up to 95% Loan-to-Value
• Flexible Income Verification
• Flexible/No Debt Ratio Maximums
• Flexible Documentation Requirements
• Previous Bankruptcies
• Income Gross Ups/Add Backs

ALT/PRIVATE MORTGAGES:

• No Income Verification
• No Credit Score Minimums
• 1st/2nd/3rd Mortgages
• No Debt Ratio Requirements
• Options for Self-Employed
• Previous Bankruptcies
• Flexible Documentation Requirements
• No Employment Verification
• Funding in 2-5 Days